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Credit Card Processing With a Personal Touch

Credit card processing is an integral component of most businesses, accounting for a significant percentage of overall revenue.  Unfortunately, it is also one of the most misunderstood aspects for the majority of business owners.

Our goal is to educate and inform business owners so they can make wise decisions for the financial future of their company.

Terminal Processing

Traditional payment processing from a terminal at your location.

Most Often Used For:

Retail Clothing
Hair Salon
Quick Serve Restaurant
Florist

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Zero Cost Processing

Good for business with fewer, but larger, transactions.

Most Often Used For:

Landscapers/Electricians
Towing companies
Lawyers
B2B

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Point of Sale Processing

Card processing and inventory conveniently in one system!

Most Often Used For:

Liquor stores
Retail stores
Restaurants
Stores with Product Inventory

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Mobile Processing

Accept payments on the go with a smartphone or tablet.

Most Often Used For:

Service Contractors
Food Trucks
Independent Hair Stylists
Pest Control

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0
MILLION CREDIT CARD HOLDERS IN US
0
AVERAGE CONSUMER OWNS 4 CREDIT CARDS
0%
CUSTOMERS USING CREDIT CARDS SPEND 12-18% MORE
0%
90% OF AMERICANS USE CREDIT CARDS REGULARLY

Trusted Partners

These are just a few of the businesses that trust us with their merchant services.  If you’d like a recommendation from any of them or a personal introduction, just let us know.

Our Business Owners Say

“This has been the best experience working with a merchant vendor. I run two businesses and was in the middle of changing our entire accounting system over that to include our merchant account. Rick picked up the phone when I called and instantly and easily explained the entire process. He also have me other options that I was able to research to see his program was by far the best case scenario for my company. In addition, he worked after hours to get me account up and running ASAP since I had cc payments ready to process. If you are looking for someone to trust your account with, NMS is my pick. Thank you so much Rick!!”

Felicia Durling

“Rick Johnson’s review of our statement led us to discover that Xcharge was charging non-standard fees and were hiding costs in fees that should not have been there. For instance, we were paying $1.50 each day they deposited funds into our account. I learned that this is not standard. They were charging two per item fees of $0.21 and $0.23. However, the standard would have been $0.07-$0.10 per item. There was a settlement funding fee of 0.20%. This one was flat out not a standard industry fee, and not necessary! His advice led us to change our processor…even though it is not through National Merchant Services. His earnest and unbiased look at our statement gave us the opportunity to switch to another processor compatible with our franchise system. Our effective rate went from 4.23 to 2.57%, thus saving us in the month of October $666 in fees. Thank you Rick for being knowledgable, for being honest, and for going the extra mile to do right by others.”

Trish Duarte

“We recently switched to National Merchant Services from a big name payment processor and it has been the best decision ever! I’ve received personalized assistance anytime I’ve needed it and I get responses right away. Also, I LOVE that the money is deposited days sooner AND we pay LESS fees now too. Great company and great service!”

Krystal Nanci

“Rick of National Merchant Services provided a comprehensive review of our former provider numbers, and he politely and without pressure showed us where money could be saved, and in office processing could be made more efficient.
Now that we have been using Rick and National Merchant Services for 3/4 year, I can see the proof that both the numbers and in office efficiency are far better!
Rick has help me build my business.”

Danny Downs - Temecula Valley Animal Hospital

Latest News

Keeping you up to date on matters pertaining to merchant services.
If you have a question not answered in our article library, feel free to contact us.

Credit Card Processing Tips to Prepare for the Upcoming Holiday Season

September 17th, 2018|

Thanksgiving and Christmas are over two months away. But, right now is the time that you need to start preparing to ensure that you are ready to maximize your sales during the upcoming holiday season.

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Do You Have Questions Regarding Credit Card Processing?

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