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About Maria Focsa

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So far Maria Focsa has created 8 blog entries.

Merchant Services: Credit Card Processing 101

By |2018-07-29T18:51:41+00:00September 18th, 2017|Credit Card Processing, Uncategorized|

Are you new to credit card processing? If you aren’t familiar with the industry, then it is a good idea to learn a little bit about the technology and options that are offered. Our team is interested in your success, and we are happy to help you get started. You are always welcome to contact

Is it Necessary to Accept NFC Contactless Payments?

By |2018-07-29T18:53:11+00:00September 11th, 2017|Credit Card Processing|

It is amazing to see the way transactions have changed over the years. Before the days of computers and credit cards, business was done with cash or trade. Now, a swipe of a pocket-sized card can enable a person to walk out of a store with the goods that they need. Technology is continuing to

6 Quick Facts About EMV

By |2018-07-29T18:48:34+00:00August 14th, 2017|Credit Card Processing|

EMV stands for Europay, MasterCard and Visa EMV is a payment system that uses small chips or microchips instead of a traditional magstripe Chip based cards were not originally produced to fight fraud, but to help provide authorizations on unstable networks and infrastructure in Europe Due to regulatory and technology challenges, Visa and MasterCard have

Overcoming Common Payment Processing Issues for Small Businesses

By |2018-07-29T18:46:47+00:00August 10th, 2017|Credit Card Processing|

Payment processing is a critical feature for all small businesses, but some companies find it difficult to find the merchant processing services that meet their needs. Luckily, the internet has leveled the playing field, making it possible for small businesses to compete with bigger competitors. Options have opened, giving you the opportunity to choose the

Understanding Credit Card User’s Rights

By |2018-07-29T18:42:49+00:00March 11th, 2017|Credit Card Security|

The Credit Card Accountability Responsibility and Disclosure Act of 2009, or Credit CARD Act of 2009, is a federal statute passed by the United States Congress and signed by President Barack Obama on May 22, 2009. It is comprehensive credit card reform legislation that aims "...to establish fair and transparent practices relating to the extension of credit

Understanding Why People Use Credit Cards

By |2018-07-29T18:35:47+00:00March 8th, 2017|Credit Card Processing|

There are as many reasons for using credit cards to make purchases as there are credit cards in the world.   Here are many of the reasons: Convenience - Credit cards are easier than cash. With a single swipe, you can pay for hundreds of dollars worth of items. There isn't a lot of cash

Arby’s and the Importance of a Safe System

By |2018-07-29T18:30:54+00:00March 2nd, 2017|Credit Card Security|

Arby's may have the meat, but, right now, they have a PR problem. The Story According to reports, malware on Arby's corporate cash registers was apparently capturing credit information in the San Francisco area and potentially nationwide. Most interesting in this story is that the breach was exposed by a security researcher and writer, Brian

Credit Cards and the Share of Sales

By |2018-07-29T18:16:28+00:00February 27th, 2017|Credit Card Market Share|

Each year, credit cards capture an increasing larger share of payment methods. According to CreditCards.com, US consumers used their credit cards 14.5 billion times. That accounted for $1.4 trillion in purchases. With an expected volume of $4 trillion, consumers in the United States will use their credit cards for more sales than the GDP of